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Aarp United Health Care Medicare Advantage

  • What is AARP United Health Care Medicare Advantage?
  • Why Choose AARP United Health Care Medicare Advantage?
  • Benefits of AARP United Health Care Medicare Advantage
  • Coverage Areas of AARP United Health Care Medicare Advantage
  • How to Enroll in AARP United Health Care Medicare Advantage
  • Costs Associated with AARP United Health Care Medicare Advantage
  • Customer Reviews of AARP United Health Care Medicare Advantage
  • FAQs about AARP United Health Care Medicare Advantage
  • Comparing AARP United Health Care Medicare Advantage to Other Medicare Plans
  • Next Steps for Joining AARP United Health Care Medicare Advantage

What is AARP United Health Care Medicare Advantage?

AARP United Health Care Medicare Advantage is a health insurance plan that combines benefits from Original Medicare (Part A and Part B) with additional benefits such as prescription drug coverage, dental, vision, and hearing services. It is offered by UnitedHealthcare in partnership with AARP, the nation's largest nonprofit organization for seniors. The plan is designed to provide seniors with comprehensive healthcare coverage at an affordable cost. With AARP United Health Care Medicare Advantage, beneficiaries can choose from a variety of plans, depending on their individual needs and budget.

Why Choose AARP United Health Care Medicare Advantage?

There are many reasons why seniors choose AARP United Health Care Medicare Advantage. One of the main benefits is that it offers all the same coverage as Original Medicare, but with additional benefits that are not covered by Medicare, such as dental, vision, and hearing services. Another reason to choose this plan is that it is offered through AARP, which is a trusted organization that has been serving seniors for more than 60 years. Additionally, AARP United Health Care Medicare Advantage offers a wide range of plans to choose from, so seniors can find a plan that fits their individual needs and budget.

Benefits of AARP United Health Care Medicare Advantage

AARP United Health Care Medicare Advantage offers many benefits, including:

  • Comprehensive healthcare coverage, including prescription drugs, dental, vision, and hearing services
  • Access to a large network of doctors and hospitals
  • Preventive care services, such as annual wellness visits and cancer screenings
  • Low or no-cost copays for many services
  • 24/7 access to medical professionals through telehealth services
  • Wellness programs and resources to help seniors stay healthy
  • Extra benefits, such as gym memberships and transportation assistance

Coverage Areas of AARP United Health Care Medicare Advantage

AARP United Health Care Medicare Advantage is available in most states across the country. However, plan availability and benefits may vary depending on where you live. To find out if the plan is available in your area and what benefits are offered, you can visit the AARP United Health Care Medicare Advantage website or call customer service.

How to Enroll in AARP United Health Care Medicare Advantage

Enrolling in AARP United Health Care Medicare Advantage is easy. You can enroll during the annual Medicare Open Enrollment period, which runs from October 15th to December 7th each year. During this time, you can make changes to your Medicare coverage, including enrolling in a Medicare Advantage plan like AARP United Health Care Medicare Advantage. You can also enroll in the plan during the initial enrollment period when you first become eligible for Medicare or during a special enrollment period if you have a qualifying event, such as moving to a new state or losing other health coverage.

Costs Associated with AARP United Health Care Medicare Advantage

The costs associated with AARP United Health Care Medicare Advantage vary depending on the plan you choose and where you live. In general, you can expect to pay a monthly premium for the plan, as well as copays or coinsurance for medical services. However, many preventive care services are covered at no cost, and some plans offer low or no-cost copays for other services. Additionally, some plans may offer extra benefits, such as gym memberships, transportation assistance, or over-the-counter allowances, which can help offset some of the costs. To get a better idea of the costs associated with AARP United Health Care Medicare Advantage, you can visit the plan's website or speak with a customer service representative.

Customer Reviews of AARP United Health Care Medicare Advantage

Customer reviews of AARP United Health Care Medicare Advantage are generally positive. Many customers appreciate the comprehensive coverage and extra benefits offered by the plan. They also appreciate the large network of doctors and hospitals that are included in the plan's network. Some negative reviews mention issues with customer service or difficulties with claims processing, but these seem to be relatively rare.

FAQs about AARP United Health Care Medicare Advantage

Here are some frequently asked questions about AARP United Health Care Medicare Advantage:

  • What is the difference between AARP United Health Care Medicare Advantage and Original Medicare?
    • AARP United Health Care Medicare Advantage offers all the same coverage as Original Medicare (Part A and Part B), but with additional benefits such as prescription drug coverage, dental, vision, and hearing services.
  • Can I keep my current doctor if I enroll in AARP United Health Care Medicare Advantage?
    • It depends on whether your doctor is in the plan's network. AARP United Health Care Medicare Advantage has a large network of doctors and hospitals, but if your doctor is not in the network, you may need to switch to a new doctor.
  • Is there a deductible for AARP United Health Care Medicare Advantage?
    • It depends on the plan you choose. Some plans have deductibles, while others do not.
  • Can I switch from AARP United Health Care Medicare Advantage to Original Medicare?
    • Yes, you can switch back to Original Medicare during the annual Medicare Open Enrollment period, which runs from October 15th to December 7th each year.
  • What if I need medical care when I'm traveling outside of my coverage area?
    • AARP United Health Care Medicare Advantage offers coverage for emergency medical care when you are traveling outside of your coverage area. However, routine care may not be covered.

Comparing AARP United Health Care Medicare Advantage to Other Medicare Plans

When comparing AARP United Health Care Medicare Advantage to other Medicare plans, it is important to consider the benefits offered, the costs associated with the plan, and the network of doctors and hospitals included in the plan's network. AARP United Health Care Medicare Advantage offers comprehensive coverage and extra benefits that are not covered by Original Medicare, but the costs may be higher than some other Medicare plans. Additionally, the plan has a large network of doctors and hospitals, which can be an important consideration for seniors who want to keep their current doctor or have access to a wide range of healthcare providers.

Next Steps for Joining AARP United Health Care Medicare Advantage

If you are interested in joining AARP United Health Care Medicare Advantage, the first step is to visit the plan's website or call customer service to find out if the plan is available in your area and what benefits are offered. You can also compare different plans to find one that fits your individual needs and budget. Once you have chosen a plan, you can enroll during the annual Medicare Open Enrollment period, during the initial enrollment period when you first become eligible for Medicare, or during a special enrollment period if you have a qualifying event.

Frequently Asked Questions about AARP United Health Care Medicare Advantage

What is AARP United Health Care Medicare Advantage?

It is a health insurance plan offered by United Health Care in partnership with AARP that provides additional benefits beyond what original Medicare covers.

What benefits does AARP United Health Care Medicare Advantage offer?

It may include benefits such as prescription drug coverage, dental, vision, hearing, and wellness programs. Some plans also offer transportation to medical appointments and home visits from healthcare professionals.

Can I keep my own doctor with AARP United Health Care Medicare Advantage?

Most plans allow you to choose your own doctors and hospitals within the plan's network. However, some plans may require you to use providers within their network for certain services or may charge you more for going out of network.

How much does AARP United Health Care Medicare Advantage cost?

The cost varies depending on the plan you choose and your location. Some plans may have no monthly premiums, but you may still be responsible for deductibles, copayments, and coinsurance for certain services.