Care Health Insurance Company
- Introduction: About Care Health Insurance Company
- History: How the Company came into existence
- Services: What Services does Care Health Insurance Company offer?
- Insurance Plans: Different types of plans offered by Care Health Insurance Company
- Benefits: How are the customers benefitted with these plans?
- Claim Process: Claim process followed by Care Health Insurance Company
- Customer Reviews: What customers have to say about Care Health Insurance Company?
- Comparisons: How does Care Health Insurance Company compare with other Insurance Companies?
- FAQs: Frequently Asked Questions about Care Health Insurance Company
- Contact Details: How can customers contact Care Health Insurance Company?
Introduction: About Care Health Insurance Company
Care Health Insurance Company, formerly known as Religare Health Insurance Company Limited, is a specialized health insurance provider in India. The company was established in July 2012 and is headquartered in Gurgaon, Haryana. Care Health Insurance Company aims to provide quality healthcare services to its customers by offering customized health insurance policies to meet their specific needs.
History: How the Company came into existence
Care Health Insurance Company was founded in 2012 as a joint venture between three leading companies – Religare Enterprises Limited, Corporation Bank, and Union Bank of India. The company started operations in the same year and has since then been providing innovative health insurance solutions to its customers. In 2019, the company changed its name from Religare Health Insurance Company Limited to Care Health Insurance Company to reflect its commitment towards providing comprehensive healthcare services.
Services: What Services does Care Health Insurance Company offer?
Care Health Insurance Company offers a wide range of health insurance services to its customers, including individual health insurance, family health insurance, group health insurance, and critical illness insurance. The company also provides international travel insurance, personal accident insurance, and maternity insurance. Care Health Insurance Company has tie-ups with over 11,000 hospitals across India, ensuring that its customers have access to quality healthcare services wherever they go.
Insurance Plans: Different types of plans offered by Care Health Insurance Company
Care Health Insurance Company offers various types of health insurance plans to cater to different needs of its customers. The company's flagship product, Care, provides comprehensive coverage for hospitalization expenses, pre and post-hospitalization expenses, day-care procedures, and more. The company's Joy plan is specially designed for maternity-related expenses, while its Energy plan provides coverage for outpatient department (OPD) expenses. Care Health Insurance Company also offers a critical illness plan that covers expenses related to life-threatening diseases such as cancer, stroke, and heart attack.
Benefits: How are the customers benefitted with these plans?
Care Health Insurance Company's plans provide various benefits to its customers. The company's Care plan offers lifetime renewability, no sub-limits on room rent, and a no-claim bonus of up to 150% of the sum insured. The Joy plan provides coverage for both normal and cesarean deliveries, pre and post-natal expenses, and newborn baby cover. The Energy plan offers coverage for OPD expenses, including consultations, diagnostics, and pharmacy bills. The critical illness plan provides a lump-sum amount upon diagnosis of a life-threatening disease, which can be used for treatment and other related expenses.
Claim Process: Claim process followed by Care Health Insurance Company
Care Health Insurance Company has a simple and hassle-free claim process for its customers. The company offers both cashless and reimbursement options for hospitalization claims. In case of a cashless claim, the customer can avail treatment at any of the network hospitals without paying anything upfront. For reimbursement claims, the customer needs to submit the medical bills and other relevant documents to the company within a specified time frame. Care Health Insurance Company has a dedicated claims team that ensures quick and efficient settlement of claims.
Customer Reviews: What customers have to say about Care Health Insurance Company?
Care Health Insurance Company has received positive reviews from its customers for its quality healthcare services and efficient claim settlement process. Customers have appreciated the company's wide range of health insurance plans that cater to different needs and budgets. The company's tie-ups with a large number of hospitals have also been commended by customers. Care Health Insurance Company has a customer-centric approach and strives to provide the best healthcare services to its customers.
Comparisons: How does Care Health Insurance Company compare with other Insurance Companies?
Care Health Insurance Company is one of the leading health insurance providers in India, competing with other major players such as Max Bupa Health Insurance, Star Health and Allied Insurance, and Apollo Munich Health Insurance. The company's innovative products, wide network of hospitals, and efficient claim settlement process have helped it stand out in the market. Care Health Insurance Company's focus on providing quality healthcare services to its customers has also helped it gain a loyal customer base.
FAQs: Frequently Asked Questions about Care Health Insurance Company
Q. What is the maximum age limit for availing health insurance from Care Health Insurance Company?
A. The maximum age limit for availing health insurance from Care Health Insurance Company is 65 years.
Q. Can I avail cashless treatment at any hospital?
A. Cashless treatment can be availed at any of the network hospitals that have tie-ups with Care Health Insurance Company. A list of network hospitals can be found on the company's website.
Q. Is there a waiting period for pre-existing illnesses?
A. Yes, there is a waiting period of 4 years for pre-existing illnesses under the Care plan. However, the waiting period may vary for other plans depending on the terms and conditions.
Q. How can I renew my health insurance policy?
A. You can renew your health insurance policy online through the company's website or by visiting any of the company's branch offices.
Contact Details: How can customers contact Care Health Insurance Company?
Customers can contact Care Health Insurance Company through the following channels:
- Customer care helpline: 1800-102-4488
- Email: customersupport@careinsurance.com
- Branch offices: A list of branch offices can be found on the company's website
People Also Ask about Care Health Insurance Company:
What types of health insurance plans does Care Health offer?
Care Health offers a variety of health insurance plans, including individual health plans, family health plans, senior citizen health plans, and corporate health plans.
Does Care Health cover pre-existing conditions?
Yes, Care Health covers pre-existing conditions after a waiting period of 2-4 years, depending on the plan.
What is the claim settlement ratio of Care Health?
The claim settlement ratio of Care Health is 95.47%, as per the IRDAI annual report for the year 2019-20.
How can I renew my Care Health policy?
You can renew your Care Health policy online through the company's website or mobile app, or by visiting the nearest branch office of the company.
